We are not merely “Buy and Hold” investors.  That old philosophy and strategy is a hold-over from the 1980’s and 1990’s.  It may have worked well then but we feel it is too dangerous for today’s changed world.  We feel there is a better way.   

 

Our methodology is called Fact Based Investing.  It is based on three fundamental observations:

 

• The stock and bond markets move in trends – both up and down.

• Within any market – rising or falling, there will be areas of relative strength and weakness.

• These rising and falling trends cannot be predicted.  But, they can be identified and measured once they begin.

 

Fact Based Investing measures the facts of what is actually happening, and responds accordingly.

 

• First, we measure the relationship of supply and demand in the intermediate and longer term markets.  This is done to help determine “bull” or “bear” status for U.S. stocks, international stocks, bonds, real estate, and basic materials. 

• Our flexible investment models allow us to shift investment strategies as needed – to adopt a different strategy during “bull” markets than in “bear” markets.

• Next, we rank asset classes and sectors to determine areas of market relative strength or weakness.  We rotate sectors and asset classes to try to remain invested in the areas of greatest relative strength.

• Our portfolios are measured and adjusted regularly for changing market conditions – Sometimes in –sometimes out –

• Sometimes sitting on the sidelines in cash or a money market fund –

• All depending on the facts of what is happening in the markets.

• Finally, we select the portfolio components from screened and ranked lists of top performing stocks, bonds, no-load mutual funds, and ETF’s (exchange traded funds).    

• We continually monitor the markets and adjust your portfolio as market conditions change.

 

It all makes sense.  Isn’t that what you have always wanted in a financial advisor?

 

*Investing involves risk.  No strategy, including diversification, market timing, or fact based investing can guarantee against losses during times of falling markets.